Though maddeningly complex, these plans are the most cost-effective way to bundle talk, text, and data.Are you leaving minutes on the table or sending more text messages than you're allowed?

See also: Is a no-contract cell phone right for you?

With most prepaid plans you buy a phone (some are even free) and minutes (typically 10 to 20 cents each) at the same time.

Providers set flat fees for specific amounts of minutes, text messages, e-mail, and Web browsing.

Best for: Power users who want it all — talk, text, and the Internet — and want it now.

May charge an activation fee or charge extra for voice mail or text messaging.

Without a text plan, you could be charged 20 cents or more if someone sends you one.This is called Digital Marketing at its finest Our SEO services fit most budgets and work well for local and enterprise sized companies.We are a passionate, hard working team of smart individuals located in the USA in the sunny state of Florida.If you have lots of overage charges, go up a plan; if you are way under, drop down."The one place where people have the most trouble is inside their home," he says.Choose either pay-as-you-go or a contract plan (see below).